{"title":"Shop","description":"\u003cp\u003eTemplates and courses from Cuentas en Claro.\u003c\/p\u003e","products":[{"product_id":"planner-de-presupuesto-2027-en-espanol","title":"Budget Planner 2027 (Spanish edition)","description":"\u003cp\u003e\u003cstrong\u003eYour money, made clear — in Spanish.\u003c\/strong\u003e This is the \u003cstrong\u003eSpanish edition\u003c\/strong\u003e of the Cuentas en Claro budget planner: every page, label and guide is in Spanish. It brings your whole 2027 (or any year you choose) into one place: income, bills, spending, savings and debt. Set it up once and the planner builds your 12 months for you, with every payment on its real date.\u003c\/p\u003e\n\u003cp\u003eLooking for it in English? Get the \u003ca href=\"\/en\/products\/budget-planner-2027-english\"\u003eBudget Planner 2027 (English)\u003c\/a\u003e.\u003c\/p\u003e\n\u003cp\u003eIt's a single file that opens in your web browser (Chrome or Edge) on your computer. No Excel, no apps, no subscription and no internet needed. Your data stays on your computer.\u003c\/p\u003e\n\u003ch3\u003eWhat's inside · 21 connected pages\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003e\u003cstrong\u003eGet started:\u003c\/strong\u003e step-by-step guide, setup (year, currency, up to 6 people, your own categories), accounts, recurring payments and annual budget.\u003c\/li\u003e\n\u003cli\u003e\u003cstrong\u003eTrack:\u003c\/strong\u003e scheduled payments that check themselves off, and transactions (or paste them from your bank's file).\u003c\/li\u003e\n\u003cli\u003e\u003cstrong\u003eSee your money:\u003c\/strong\u003e home dashboard with what you can spend today, 12 monthly pages, calendar, paycheck view, annual totals, 50\/30\/20 and by person.\u003c\/li\u003e\n\u003cli\u003e\u003cstrong\u003eSave and pay off:\u003c\/strong\u003e savings funds, debt payoff calculator (snowball or avalanche), net worth, investments and no-spend challenges.\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch3\u003eWhat you receive\u003c\/h3\u003e\n\u003cp\u003eOne .zip file with the planner (HTML) and a 5-page PDF getting-started guide, both in Spanish. This is a digital product: nothing is printed or shipped.\u003c\/p\u003e\n\u003ch3\u003eHow it works\u003c\/h3\u003e\n\u003col\u003e\n\u003cli\u003eBuy and download the .zip.\u003c\/li\u003e\n\u003cli\u003eUnzip it and double-click the planner.\u003c\/li\u003e\n\u003cli\u003ePick your year (it's ready for 2027) and follow “Empieza aquí” (Start here).\u003c\/li\u003e\n\u003c\/ol\u003e\n\u003cp\u003eAt year end, one button carries your balances into the next year, so you can use it year after year.\u003c\/p\u003e\n\u003ch3\u003eBefore you buy\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003eMade for a computer (Windows or Mac) using Google Chrome or Microsoft Edge. Not designed for phones or iPads.\u003c\/li\u003e\n\u003cli\u003eIt doesn't connect to your bank. Works with any currency.\u003c\/li\u003e\n\u003cli\u003eIt's an organizing tool and not financial advice.\u003c\/li\u003e\n\u003cli\u003eFor personal use only. Reselling or sharing is not allowed.\u003c\/li\u003e\n\u003c\/ul\u003e","brand":"My Store","offers":[{"title":"Default Title","offer_id":67889036394659,"sku":null,"price":20.0,"currency_code":"CAD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0787\/0080\/6307\/files\/planner-es-portada.png?v=1794590132"},{"product_id":"budget-planner-2027-english","title":"Budget Planner 2027 (English)","description":"\u003cp\u003e\u003cstrong\u003eYour money, made clear.\u003c\/strong\u003e A complete budget planner that brings your whole 2027 (or any year you choose) into one place: income, bills, spending, savings and debt. Set it up once and the planner builds your 12 months for you, with every payment on its real date.\u003c\/p\u003e\n\u003cp\u003eIt's a single file that opens in your web browser (Chrome or Edge) on your computer. No Excel, no apps, no subscription and no internet needed. Your data stays on your computer.\u003c\/p\u003e\n\u003ch3\u003eWhat's inside · 21 connected pages\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003e\n\u003cstrong\u003eGet started:\u003c\/strong\u003e step-by-step guide, setup (year, currency, up to 6 people, your own categories), accounts, recurring payments and annual budget.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eTrack:\u003c\/strong\u003e scheduled payments that check themselves off, and transactions (or paste them from your bank's file).\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eSee your money:\u003c\/strong\u003e home dashboard with what's safe to spend today, 12 monthly pages, calendar, paycheck view, annual totals, 50\/30\/20 and by person.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eSave and pay off:\u003c\/strong\u003e sinking funds, debt payoff calculator (snowball or avalanche), net worth, investment forecast and no-spend challenges.\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch3\u003eWhat you receive\u003c\/h3\u003e\n\u003cp\u003eOne .zip file with the planner (HTML) and a 5-page PDF getting-started guide. This is a digital product: nothing is printed or shipped.\u003c\/p\u003e\n\u003ch3\u003eHow it works\u003c\/h3\u003e\n\u003col\u003e\n\u003cli\u003eBuy and download the .zip.\u003c\/li\u003e\n\u003cli\u003eUnzip it and double-click the planner.\u003c\/li\u003e\n\u003cli\u003ePick your year (it's ready for 2027) and follow “Start here”.\u003c\/li\u003e\n\u003c\/ol\u003e\n\u003cp\u003eAt year end, one button carries your balances into the next year, so you can use it year after year.\u003c\/p\u003e\n\u003ch3\u003eBefore you buy\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003eMade for a computer (Windows or Mac) using Google Chrome or Microsoft Edge. Not designed for phones or iPads.\u003c\/li\u003e\n\u003cli\u003eIt doesn't connect to your bank. Works with any currency.\u003c\/li\u003e\n\u003cli\u003eIt's an organizing tool and not financial advice.\u003c\/li\u003e\n\u003cli\u003eFor personal use only. 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Get the \u003ca href=\"\/en\/products\/small-business-bookkeeping-template-english\"\u003eSmall Business Bookkeeping Template (English)\u003c\/a\u003e.\u003c\/p\u003e\n\u003cp\u003eBuilt by an accountant with 20 years of experience. Works in \u003cstrong\u003eMicrosoft Excel\u003c\/strong\u003e and \u003cstrong\u003eGoogle Sheets\u003c\/strong\u003e.\u003c\/p\u003e\n\u003ch3\u003eWhat's inside · 11 connected tabs\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003e\u003cstrong\u003eSetup:\u003c\/strong\u003e your business, year, province (GST\/HST rate fills in automatically), categories and accounts.\u003c\/li\u003e\n\u003cli\u003e\u003cstrong\u003eIncome and expenses:\u003c\/strong\u003e 1,000-row logs with drop-down lists. GST\/HST is calculated for you.\u003c\/li\u003e\n\u003cli\u003e\u003cstrong\u003eMonthly dashboard:\u003c\/strong\u003e income, expenses, profit, margin, GST\/HST to remit and what to set aside for tax, with charts.\u003c\/li\u003e\n\u003cli\u003e\u003cstrong\u003eAnnual summary:\u003c\/strong\u003e every category month by month, with a chart.\u003c\/li\u003e\n\u003cli\u003e\u003cstrong\u003eTaxes:\u003c\/strong\u003e GST\/HST by quarter, income tax reserve and expenses by T2125 line.\u003c\/li\u003e\n\u003cli\u003e\u003cstrong\u003eAccounts:\u003c\/strong\u003e each account balance and transfers between accounts.\u003c\/li\u003e\n\u003cli\u003e\u003cstrong\u003eIncome statement (P\u0026amp;L):\u003c\/strong\u003e gross and net profit by year, quarter or month.\u003c\/li\u003e\n\u003cli\u003e\u003cstrong\u003eBalance sheet:\u003c\/strong\u003e assets, liabilities and owner's equity.\u003c\/li\u003e\n\u003cli\u003e\u003cstrong\u003eGoals:\u003c\/strong\u003e monthly income goals and expense budget.\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch3\u003eWhat you receive\u003c\/h3\u003e\n\u003cp\u003eOne .zip file with the blank template (.xlsx), a sample version with a full year of data and a 5-page PDF guide, all in Spanish. This is a digital product: nothing is printed or shipped.\u003c\/p\u003e\n\u003ch3\u003eBefore you buy\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003eYou need Microsoft Excel or a free Google account.\u003c\/li\u003e\n\u003cli\u003eMade for Canada: GST\/HST by province and T2125 lines. Quebec's QST is not included.\u003c\/li\u003e\n\u003cli\u003eIt's an organizing tool and not accounting or tax advice.\u003c\/li\u003e\n\u003cli\u003eFor personal or your own business use only. Reselling or sharing is not allowed.\u003c\/li\u003e\n\u003c\/ul\u003e","brand":"Cuentas en Claro","offers":[{"title":"Default Title","offer_id":67895290495139,"sku":null,"price":24.0,"currency_code":"CAD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0787\/0080\/6307\/files\/bookkeeping-es-portada.jpg?v=1794590132"},{"product_id":"small-business-bookkeeping-template-english","title":"Small Business Bookkeeping Template (English)","description":"\u003cp\u003e\u003cstrong\u003eYour numbers, made clear.\u003c\/strong\u003e A complete bookkeeping spreadsheet for your small business in Canada. Record your income and expenses, and the template calculates your profit, your GST\/HST, your income statement and your balance sheet for you.\u003c\/p\u003e\n\u003cp\u003eI built it as an accountant with 20 years of experience, for entrepreneurs and self-employed people who want organized books without the stress. It works in \u003cstrong\u003eMicrosoft Excel\u003c\/strong\u003e and \u003cstrong\u003eGoogle Sheets\u003c\/strong\u003e.\u003c\/p\u003e\n\u003ch3\u003eWhat's inside · 11 connected tabs\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003e\n\u003cstrong\u003eSetup:\u003c\/strong\u003e your business, year, province (your GST\/HST rate fills in automatically), categories and accounts.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eIncome and expenses:\u003c\/strong\u003e 1,000-row logs with drop-down lists. 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This is a digital product: nothing is printed or shipped.\u003c\/p\u003e\n\u003ch3\u003eHow it works\u003c\/h3\u003e\n\u003col\u003e\n\u003cli\u003eBuy and download the .zip.\u003c\/li\u003e\n\u003cli\u003eOpen the template in Excel, or upload it to Google Drive and open it with Google Sheets.\u003c\/li\u003e\n\u003cli\u003eFill in Setup in 15 minutes and start recording.\u003c\/li\u003e\n\u003c\/ol\u003e\n\u003ch3\u003eBefore you buy\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003eYou need Microsoft Excel or a free Google account.\u003c\/li\u003e\n\u003cli\u003eMade for Canada: GST\/HST by province and T2125 lines. Quebec's QST is not included.\u003c\/li\u003e\n\u003cli\u003eIt's an organizing tool and not accounting or tax advice.\u003c\/li\u003e\n\u003cli\u003eFor personal or your own business use only. 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No se permite revenderla ni compartirla.\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003e¿Prefieres la versión en inglés? \u003ca href=\"\/en\/products\/debt-payoff-tracker-english\"\u003eMírala aquí\u003c\/a\u003e.\u003c\/p\u003e","brand":"Cuentas en Claro","offers":[{"title":"Default Title","offer_id":67951921758371,"sku":null,"price":10.0,"currency_code":"CAD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0787\/0080\/6307\/files\/deudas-es-01.jpg?v=1794612672"}],"url":"https:\/\/cuentasenclaro.com\/en\/collections\/tienda.oembed","provider":"Cuentas en Claro","version":"1.0","type":"link"}