{"product_id":"debt-payoff-tracker-english","title":"Debt Payoff Tracker (English)","description":"\u003cp\u003e\u003cstrong\u003eYour debt, made clear.\u003c\/strong\u003e A debt payoff spreadsheet that shows you the fastest and cheapest way out of debt. Enter your debts and how much you can pay each month, and the template tells you which method suits you, how much to pay each debt and the day you'll be debt-free.\u003c\/p\u003e\n\u003cp\u003eI built it as an accountant with 20 years of experience, so you can stop guessing and see your numbers clearly. Works in \u003cstrong\u003eMicrosoft Excel\u003c\/strong\u003e and \u003cstrong\u003eGoogle Sheets\u003c\/strong\u003e.\u003c\/p\u003e\n\u003ch3\u003eWhat's inside · 8 connected tabs\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003e\n\u003cstrong\u003eMy Debts:\u003c\/strong\u003e up to 15 debts with balance, annual rate and minimum payment. Choose how often you pay (monthly, every two weeks, weekly or twice a month) and how much you can pay in total.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eCompare:\u003c\/strong\u003e snowball, avalanche and your own order side by side: debt-free date, total interest, when each debt is paid off, and a chart.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eDashboard:\u003c\/strong\u003e what you've paid, what's left, progress by debt and payments by month. Paid-off debts are marked automatically.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003ePayment Log:\u003c\/strong\u003e every payment with the balance from your statement.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eSnowball, Avalanche and My Order:\u003c\/strong\u003e the full schedule, payment by payment.\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch3\u003eWhat you get\u003c\/h3\u003e\n\u003cp\u003eA .zip file with the blank template (.xlsx), the same template with 6 debts and 10 months of sample payments, and a 5-page PDF getting-started guide. This is a digital product: nothing is shipped.\u003c\/p\u003e\n\u003ch3\u003eHow it works\u003c\/h3\u003e\n\u003col\u003e\n\u003cli\u003eBuy and download the .zip.\u003c\/li\u003e\n\u003cli\u003eOpen the template in Excel, or upload it to Google Drive and open it with Google Sheets.\u003c\/li\u003e\n\u003cli\u003eEnter your debts and monthly payment, choose your method and log your payments.\u003c\/li\u003e\n\u003c\/ol\u003e\n\u003ch3\u003eBefore you buy\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003eYou need Excel 2019, 2021 or Microsoft 365, or a free Google account.\u003c\/li\u003e\n\u003cli\u003eCalculations are estimates: your lender may calculate interest differently.\u003c\/li\u003e\n\u003cli\u003eIt's an organizational tool, not financial advice.\u003c\/li\u003e\n\u003cli\u003ePersonal use only. Reselling or sharing is not allowed.\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003eLooking for the Spanish edition? \u003ca href=\"\/products\/plan-para-salir-de-deudas-en-espanol\"\u003eSee it here\u003c\/a\u003e.\u003c\/p\u003e","brand":"Cuentas en Claro","offers":[{"title":"Default Title","offer_id":67951921496227,"sku":null,"price":10.0,"currency_code":"CAD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0787\/0080\/6307\/files\/deudas-en-01.jpg?v=1794612733","url":"https:\/\/cuentasenclaro.com\/products\/debt-payoff-tracker-english","provider":"Cuentas en Claro","version":"1.0","type":"link"}