Budget Planner 2027 (English)

Your money, made clear. A complete budget planner that brings your whole 2027 (or any year you choose) into one place: income, bills, spending, savings and debt. Set it up once and the planner builds your 12 months for you, with every payment on its real date.

It's a single file that opens in your web browser (Chrome or Edge) on your computer. No Excel, no apps, no subscription and no internet needed. Your data stays on your computer.

What's inside · 21 connected pages

• Get started: step-by-step guide, setup (year, currency, up to 6 people, your own categories), accounts, recurring payments and annual budget.
• Track: scheduled payments that check themselves off, and transactions (or paste them from your bank's file).
• See your money: home dashboard with what's safe to spend today, 12 monthly pages, calendar, paycheck view, annual totals, 50/30/20 and by person.
• Save and pay off: sinking funds, debt payoff calculator (snowball or avalanche), net worth, investment forecast and no-spend challenges.

What you receive

One .zip file with the planner (HTML) and a 5-page PDF getting-started guide. This is a digital product: nothing is printed or shipped.

How it works

1. Buy and download the .zip.
2. Unzip it and double-click the planner.
3. Pick your year (it's ready for 2027) and follow “Start here”.

At year end, one button carries your balances into the next year, so you can use it year after year.

Before you buy

• Made for a computer (Windows or Mac) using Google Chrome or Microsoft Edge. Not designed for phones or iPads.
• It doesn't connect to your bank. Works with any currency.
• It's an organizing tool and not financial advice.
• For personal use only. Reselling or sharing is not allowed.